Elevate Your Business & Experience Excellence

Capitalize on opportunities with our premium funding solutions!

  • Secure Form
  • Takes Just Minutes
  • No Obligation

Why Ridge Crest Financial Group?

Experience the difference with our exclusive and customized financing options.
Join those who have elevated their business potential with Ridge Crest.

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Transparency &
Integrity

We build trust with clear
communication and ethical practices, ensuring you understand every step.

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Accountability &
Innovation

We lead with responsibility and
constantly improve to offer agile,
efficient financing solutions.

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Service Excellence &
Customer Focus

We deliver top-tier service by
understanding your business needs
to help you succeed.

Simple Funding Solutions

Term Loans

Get cash now with the option to apply for more later.

  • Loans from $5k - $7M
  • Flexible repayment terms
  • Investment capital to support your business
Apply Now

Line of Credit

A revolving line of credit with fast access to funds.

  • Credit limits from $6k - $1.5M
  • Funds when you need them
  • Competitive rates for revolving credit with unlimited terms
Apply Now

Revenue Based Financing

With increased sales, repay quicker. Enjoy lower payments and more flexibility when sales drop.

  • Up to $15M in working capital
  • Variable terms against future revenue
  • Fixed percentage of daily or weekly receipts
Apply Now

Requirements to Move Forward with RCFG

6 Months

In Business

550

Minimum Credit Score

$100k

Business Annual Revenue

Business

Checking Account

Our Process

1

Apply

Apply online and secure financing for your business

2

Qualify

6 months in business, 550 credit score, business checking account

3

Approval

Get approval within one business day

4

Funding

In most cases, get funds for your business within 24 hours

5

Renewals

If your payments are up to date and 65% or more is paid off

- Now that we’ve covered the basics -

How much money do you need?

Get Started

Make Better Business Decisions

Simple & Streamlined Process

Secure financing quickly and easily to focus on what truly matters –
growing your business.

Tailored Financing
Solutions

We provide specialized funding to
help businesses thrive. No matter
the loan type, we’ve got you covered.

Flexible Payment
Options

Daily, weekly, or semi-monthly
payment plans to suit your
business’s cash flow.

Getting a loan doesn't have to feel like moving mountains - let us do the heavy lifting. Call today!

No expertise. No problem. Let our team of U.S.-based loan advisors guide you through the loan process with transparency, expertise, and personalized support.

Say Hello!

Mon-Thu

9:00am - 7:00pm (ET)

Fri

9:00am - 5:00pm (ET)

Sat-Sun

Closed

Frequently asked questions

Who is Ridge Crest Financial Group?

Ridge Crest Financial Group is a leading provider of specialized financial solutions designed to help small and medium-sized businesses reach their full potential.

How can Ridge Crest Financial help my business?

Ridge Crest Financial Group provides customized financing options, including flexible loans and lines of credit tailored to your needs. With expert guidance and continuous support, we help your business thrive and succeed.

What financial solutions does Ridge Crest Financial offer?

Ridge Crest Financial offers flexible term loans, lines of credit, and creative, customized financing solutions tailored to your business needs.

What can I use the funding towards?

Ridge Crest Financial Group allows flexibility in the use of funds, provided they are for legitimate business purposes.

Do I need to provide securities to qualify?

No, Ridge Crest Financial Group offers unsecured loans. In specific cases, RCFG may secure our loans with a general lien on your business assets and a personal guarantee. Rest assured, your personal assets are not used as collateral.

Can I qualify for a business loan or line of credit if I have bad credit?

Absolutely! Each applicant is considered on a case-by-case basis. Even with bad credit, you can still qualify for a business loan or line of credit. We consider your overall business health, not just your credit score.

Get the Funding You Need