Capitalize on opportunities with our premium funding solutions!
Experience the difference with our exclusive and customized financing options.
Join those who have elevated their business potential with Ridge Crest.
Transparency &
Integrity
We build trust with clear
communication and ethical practices, ensuring you understand every step.
Accountability &
Innovation
We lead with responsibility and
constantly improve to offer agile,
efficient financing solutions.
Service Excellence &
Customer Focus
We deliver top-tier service by
understanding your business needs
to help you succeed.
Term Loans
Get cash now with the option to apply for more later.
Line of Credit
A revolving line of credit with fast access to funds.
Revenue Based Financing
With increased sales, repay quicker. Enjoy lower payments and more flexibility when sales drop.
6 Months
In Business
550
Minimum Credit Score
$100k
Business Annual Revenue
Business
Checking Account
Apply
Apply online and secure financing for your business
Qualify
6 months in business, 550 credit score, business checking account
Approval
Get approval within one business day
Funding
In most cases, get funds for your business within 24 hours
Renewals
If your payments are up to date and 65% or more is paid off
Make Better Business Decisions
Simple & Streamlined Process
Secure financing quickly and easily to focus on what truly matters –
growing your business.
Tailored Financing
Solutions
We provide specialized funding to
help businesses thrive. No matter
the loan type, we’ve got you covered.
Flexible Payment
Options
Daily, weekly, or semi-monthly
payment plans to suit your
business’s cash flow.
No expertise. No problem. Let our team of U.S.-based loan advisors guide you through the loan process with transparency, expertise, and personalized support.
Say Hello!
Mon-Thu
9:00am - 7:00pm (ET)
Fri
9:00am - 5:00pm (ET)
Sat-Sun
Closed
Frequently asked questions
Ridge Crest Financial Group is a leading provider of specialized financial solutions designed to help small and medium-sized businesses reach their full potential.
Ridge Crest Financial Group provides customized financing options, including flexible loans and lines of credit tailored to your needs. With expert guidance and continuous support, we help your business thrive and succeed.
Ridge Crest Financial offers flexible term loans, lines of credit, and creative, customized financing solutions tailored to your business needs.
Ridge Crest Financial Group allows flexibility in the use of funds, provided they are for legitimate business purposes.
No, Ridge Crest Financial Group offers unsecured loans. In specific cases, RCFG may secure our loans with a general lien on your business assets and a personal guarantee. Rest assured, your personal assets are not used as collateral.
Absolutely! Each applicant is considered on a case-by-case basis. Even with bad credit, you can still qualify for a business loan or line of credit. We consider your overall business health, not just your credit score.